Industries

Travel Agencies & Tour Operators

TCS on overseas packages, GST on commission, supplier ledgers that never tie out.

What we see in this sector

• TCS on overseas tour packages — collection, deposit, return and certificate
• GST on commission versus on the gross package value
• Supplier, airline and consolidator ledgers that drift out of balance

Trading & Distribution

Stock, credit and margin — the three things that decide whether a trading business makes money.

What we see in this sector

• Stock records that do not match physical count
• Purchase rate variation across suppliers going unnoticed
• Credit extended beyond policy, discovered only when payment stops

Retail

High transaction volume, cash handling and multi-counter or multi-branch control.

What we see in this sector

• Cash sales and counter collections reaching the books late or partially
• Branch-wise profitability that nobody can state
• Billing software and accounts holding different numbers

Service Businesses

Time, retainers and receivables — revenue you have earned but not yet collected.

What we see in this sector

• Work delivered but not billed
• Retainer scope creeping beyond what is charged
• Long collection cycles against fixed monthly costs

Startups

Getting the structure, the registrations and the first-year compliance right the first time.

What we see in this sector

• Entity structure chosen before the funding plan was clear
• Founder and investor arrangements not documented properly
• Compliance calendar unknown until a penalty arrives

SMEs & Family Businesses

Businesses that have outgrown informal management but not yet built systems.

What we see in this sector

• Every decision routed through the owner
• No management numbers between the bank balance and the year-end accounts
• Next generation entering without defined roles

Infrastructure & Construction

Project-wise costing, retention money, running bills and long payment cycles.

What we see in this sector

• Project-wise costing not maintained, so nobody knows which site made money
• Running account bills and certified revenue recognised in the wrong period
• Retention money and security deposits untracked until they are due

Hotels & Hospitality

Daily covers, multiple revenue heads, high cash volume and thin margins.

What we see in this sector

• Room, F&B, banquet and bar revenue not separated, so no head is measurable
• Different GST rates across revenue heads applied inconsistently
• High daily cash collection reaching the books late or partially

Professional Practices

Doctors, architects, consultants and other practices with personal and practice income mixed.

What we see in this sector

• Practice and personal transactions running through one account
• Presumptive versus regular taxation not evaluated
• Advance tax underestimated, interest paid every year

Other Industries

Manufacturing, construction, education, logistics and everything not listed above.

What we see in this sector

• Sector-specific tax treatments that general accountants apply by default
• Compliance obligations particular to the industry
• Costing methods that do not suit how the business actually runs